Our exclusive Personal Mortgage Plan is a hassle free, in depth,

six part process. The first step is information gathering. We

will gather information such as income, assets and debts but

also gather qualitative information such as financial goals and risk

tolerance. This is the step that most mortgage professionals skip,

leading you down the path to selecting the wrong mortgage.

The second step is financial qualification. This step will show you exactly        how much you qualify for taking into consideration         both your qualitative  and quantitative goals.

The third step is credit analysis. We will examine           all three major   credit bureaus and do an in depth   analysis of your credit and   credit scores using innovative technologies as needed. We will also  include    information on maintaining good credit, increasing     your credit  scores and national credit statistics.           This is an important step in the  process   as it  will greatly determine several aspects of the programs you will qualify for             

The fourth step is mortgage program analysis. We will select                         based on your needs uncovered in the first three steps and compare them        side by side. This analysis will show how each mortgage will effect                   you financially now and in the future, with an emphasis on tax        consequences, cash flow, payment information and most importantly                 the total cost of the loan over time.

The fifth and six step of the Personal Mortgage Plan are recommendation       and implementation. We will make specific recommendations based                   on your unique financial circumstances to make sure that you’re                making informed decisions and selecting the right mortgage for your needs.

We would like to thank you for reviewing the mortgage planning process.       We are committed to assisting you in making a truly informed                mortgage decision. We foster an environment that enables our clients                 to make an empowered , educated decision that is based on trust,              integrity and value.

We invite you to take advantage of a no cost, no obligation offer for

a FREE Personal Mortgage Plan. This $350 value will include a

twenty minute phone consultation, a free tri-merge credit report and a

one hour consultation with one of your instructors and trusted advisors

from the course to go over your specific mortgage needs.Please click

on the Start My Plan Now button to begin your dream of home ownership.