Equal Credit Opportunity Act Notice

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age, receipt of income from public assistance programs, and has in good faith exercised any right under the Consumer Credit Protection Act or any state law upon which an exemption has been granted by the FRB.  The Federal Agency which administers compliance with the law concerning this mortgage banker is:

The Federal Trade Commission , 118 St. Clair Ave, Cleveland, Ohio 44119

Notice of Right to Financial Privacy

This is notice to you that as required by the Right to Financial Privacy Act of 1978 that the Veteran's Administration and/or the Federal Housing Administration (whichever is appropriate) has the right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you.  Financial records involving your transactions will be available to VA or HUD without further notice or authorization but will no be disclosed or released to another Government Agency or Department without your consent except as required or permitted by law.